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Part III: How the Affordable Care Act will affect your family


The Affordable Care Act, a comprehensive health care reform, was signed into law in March 2010. Portions of this law will take effect in 2014 and the best time for planning is now! It will be to your benefit to take 2013 to focus on your personal situation and examine how this law may affect your family’s health coverage. It is also imperative for employers to review the new guidelines with regard to offering health insurance to employees under this Act and to educate themselves on the penalties that may result from not offering employer health insurance coverage plans, should the requirement apply in their specific case.

We are providing two printer friendly references to help individuals and employers better understand sections of the reform and how it may directly affect them, courtesy of the Kaiser Family Foundation.

This section covers penalties for individuals

This section covers penalties for employers

The Kaiser Family Foundation also features a Health Reform Subsidy Calculator to help determine premium and tax credits depending on individual circumstances.

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